Insurance

Although we only participate with a few insurances or networks, we do bill insurances companies directly on your behalf. Plan benefits are rarely complete payments for our services and copayment, coinsurnace, and deductibles often apply. The following insurances are processed as follows:

MEDICARE: We are contracted as participating providers for Medicare Part B outpatient physical therapy services. This means that we will bill Medicare directly and we will receive any benefit payments directly from them. If you have secondary or supplemental insurance, either Medicare will forward the claim or we will send your second insurance a claim and receive any benefit payments directly from them. You will be responsible for any remaining deductible/co-insurance after insurance(s) has paid.

BLUE CROSS BLUE SHIELD OF FLORIDA: We are contracted as a physical therapy center participating "in-network" for their: GoBlue (NetworkBlue); BlueOptions (Healthy Kids); BlueCare (HMO); Traditional; and Preferred Patient Care (PPO) plans. This means that we will verify benefits and determine any required authorizations required for our services prior to your first appoint. It also means that we agree to reduce our fees to a contracted rate. If your plan requires a copay, these will be at the time of service. If deductibles or coinsurance apply, you will receive a statement/bill requesting payment.

OTHER PRIVATE HEALTH INSURANCES: Most private medical insurances have benefits for physical therapy service. However, we do not contract with your health insurance and will not accept assignement of your benefits. We will submit claims on your behalf and any plan benefits you may have, will be sent to you directly by your insurance. You should call your insurance should you wish to know what your benefits will be. We will offer a cash discount to our fees and you will pay these fees at the time of service.

AUTO INSURANCES: We will call your insurance company to verify benefits prior to your first visit. Claim will be sent to them and any benefits will be paid to us directly from them. Any portion of our fees that are not paid by your auto insurance will be forwarded by us to your health insurance. Any unpaid remaining portion will be your responsibility and a statement will be sent to you.

WORKERS' COMPENSATION INSURANCE: We will bill your workers' compensation insurance directly and we will be paid directly by the insurance company. Our services require prior authorization by your insurance and appointments will only be scheduled after receiving authorization. You are not required to for any portion our fees.

If you do not have insurance or do not wish to bill your insurance, we have a reduced Cash Fee Schedule for our services which are payable at the time of services by credit card, check, or cash.

For any questions, please do not hesitate to contact us at: (239) 947-4184.




	Insurance Although we only participate with a few insurances or networks, we do bill insurances companies directly on your behalf. Plan benefits are rarely complete payments for our services and copayment, coinsurnace, and deductibles often apply. The following insurances are processed as follows: MEDICARE: We are contracted as participating providers for Medicare Part B outpatient physical therapy services. This means that we will bill Medicare directly and we will receive any benefit payments directly from them. If you have secondary or supplemental insurance, either Medicare will forward the claim or we will send your second insurance a claim and receive any benefit payments directly from them. You will be responsible for any remaining deductible/co-insurance after insurance(s) has paid. BLUE CROSS BLUE SHIELD OF FLORIDA: We are contracted as a physical therapy center participating "in-network" for their: GoBlue (NetworkBlue); BlueOptions (Healthy Kids); BlueCare (HMO); Traditional; and Preferred Patient Care (PPO) plans. This means that we will verify benefits and determine any required authorizations required for our services prior to your first appoint. It also means that we agree to reduce our fees to a contracted rate. If your plan requires a copay, these will be at the time of service. If deductibles or coinsurance apply, you will receive a statement/bill requesting payment. OTHER PRIVATE HEALTH INSURANCES: Most private medical insurances have benefits for physical therapy service. However, we do not contract with your health insurance and will not accept assignement of your benefits. We will submit claims on your behalf and any plan benefits you may have, will be sent to you directly by your insurance. You should call your insurance should you wish to know what your benefits will be. We will offer a cash discount to our fees and you will pay these fees at the time of service. AUTO INSURANCES: We will call your insurance company to verify benefits prior to your first visit. Claim will be sent to them and any benefits will be paid to us directly from them. Any portion of our fees that are not paid by your auto insurance will be forwarded by us to your health insurance. Any unpaid remaining portion will be your responsibility and a statement will be sent to you. WORKERS' COMPENSATION INSURANCE: We will bill your workers' compensation insurance directly and we will be paid directly by the insurance company. Our services require prior authorization by your insurance and appointments will only be scheduled after receiving authorization. You are not required to for any portion our fees. If you do not have insurance or do not wish to bill your insurance, we have a reduced Cash Fee Schedule for our services which are payable at the time of services by credit card, check, or cash. For any questions, please do not hesitate to contact us at: (239) 947-4184.
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